Solutions

MSA / OLTP

Customize Your Payment Requirements.

COMFAC / 2026

A high-capacity transaction engine and unified settlement architecture built for merchants and payment partners.

Multi-channel electronic payments

Neo-VAN for high-volume payments

Connect multi-channel transaction input to issuers, banks, and payment partners through one electronic payment platform.

High-volume OLTP architecture

Traffic enters through segmented server zones, then moves across protected transaction, monitoring, and settlement services.

Back-office server
Settlement and DBUser interface
Online server
Service routerService handlerNetwork handler
Monitor server
Monitoring
Protected service boundary
01

User interface

  • User web
  • Administrator
  • Payment home
  • Application manager
  • Merchant web
  • Command process
02

Access server

  • Client flow control
  • Encryption and decryption
  • Failover and logging
  • Message parser and router
  • Communication handler
  • Command process
03

Legacy interface

  • Message router
  • X.25 handler
  • Network failover
  • TCP/IP handler
  • Merchant interface
  • Command process
04

E-payment server

  • Message conversion
  • Message filtering
  • Message logger
  • Message replay
  • Policy adapter
05

Operations server

  • Process monitor
  • Service monitor
  • Network monitor
  • Server monitor
  • Policy adapter
06

Settlement server

  • Service settlement
  • Consolidated settlement
  • Partner settlement
  • Settlement agency
  • Statistics

Unified settlement architecture

Authorization, purchase, closing, and bank deposit records remain connected across card and partner settlement flows.

Card settlement

  1. 01User web
  2. 02Approval transaction
  3. 03Settlement confirmation
  4. 04Settlement request and advance
  5. 05Settlement close
  6. 06Card issuer

Partner clearing

  1. 01Transaction log
  2. 02Transaction extraction
  3. 03Credit transaction
  4. 04Purchase request
  5. 05Purchase aggregation
  6. 06Merchant deposit ledger

Consolidated settlement

  1. 01Settlement ledger
  2. 02Settlement confirmation
  3. 03Purchase aggregation
  4. 04Settlement close
  5. 05Bank transfer file
  6. 06Bank
OutcomeOne engine from authorization to deposit

Scale transaction services independently while keeping monitoring, reconciliation, and merchant settlement in one operating model.