Solutions

MSA / OLTP

Customize Your Payment Requirements.

COMFAC / 2026

A high-capacity transaction engine and unified settlement architecture built for merchants and payment partners.

Multi-channel electronic payments

Neo-VAN for high-volume payments

Connect multi-channel transaction input to issuers, banks, and payment partners through one electronic payment platform.

High-volume OLTP architecture

Traffic enters through segmented server zones, then moves across protected transaction, monitoring, and settlement services.

Layer 1 · Entry channels
Back-office server
Settlement and DBUser interface
Online server
Service routerService handlerNetwork handler
Monitor server
Monitoring
Layer 2 · Protected service boundary
Layer 3 · Service processing
01

User interface

User webAdministratorPayment homeApplication managerMerchant webCommand process
02

Access server

Client flow controlEncryption and decryptionFailover and loggingMessage parser and routerCommunication handlerCommand process
03

Legacy interface

Message routerX.25 handlerNetwork failoverTCP/IP handlerMerchant interfaceCommand process
04

E-payment server

Message conversionMessage filteringMessage loggerMessage replayPolicy adapter
05

Operations server

Process monitorService monitorNetwork monitorServer monitorPolicy adapter
06

Settlement server

Service settlementConsolidated settlementPartner settlementSettlement agencyStatistics

Unified settlement architecture

Authorization, purchase, closing, and bank deposit records remain connected across card and partner settlement flows.

Card settlement

  1. 01User web
  2. 02Approval transaction
  3. 03Settlement confirmation
  4. 04Settlement request and advance
  5. 05Settlement close
  6. 06Card issuer

Partner clearing

  1. 01Transaction log
  2. 02Transaction extraction
  3. 03Credit transaction
  4. 04Purchase request
  5. 05Purchase aggregation
  6. 06Merchant deposit ledger

Consolidated settlement

  1. 01Settlement ledger
  2. 02Settlement confirmation
  3. 03Purchase aggregation
  4. 04Settlement close
  5. 05Bank transfer file
  6. 06Bank
OutcomeOne engine from authorization to deposit

Scale transaction services independently while keeping monitoring, reconciliation, and merchant settlement in one operating model.