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💳 Card Issuance

Issue Global Payment Cards
in Seconds

Instantly create Mastercard-powered virtual and physical cards for your teams, vendors, and customers — with real-time spend controls and full visibility into every transaction.

Virtual Cards — comFac
Network
Mastercard
190+ countries
Issuance Speed
Under 10 sec
Instant deployment
Merchants
90M+ Accepted
Solution Overview

The smarter way to manage global card spending

Managing business spending across multiple countries, teams, and vendors has never been simple. Corporate cards from traditional banks come with rigid limits, limited currencies, and little visibility until the monthly statement arrives. comFac's virtual card solution was built from the ground up to give finance teams complete control in real time.

With comFac, you can issue an unlimited number of virtual cards — for specific employees, projects, vendors, or one-time purchases — in seconds. Each card can be configured with a spend limit, currency restriction, merchant category restriction, and expiration policy before it's ever used. When a transaction occurs, you see it instantly in the dashboard.

Physical cards are also available for employees who need them for in-person expenses. Both card types run on the Mastercard network, making them accepted at millions of merchants across 190+ countries. All spending rolls up into a single consolidated view, making month-end reconciliation effortless.

  • Instant virtual card issuance
  • Per-card spend limits and MCC controls
  • Real-time transaction notifications
  • Multi-currency card support
  • Physical card issuance available
  • Automatic receipt matching
Card management dashboard
Key Features

Everything you need to manage cards at scale

A complete card issuance and expense management platform for modern businesses.

Instant Card Issuance
Create a new virtual card in under 10 seconds via the dashboard or API. No paperwork, no waiting — just configure and deploy immediately.
🎛️
Granular Spend Controls
Set precise limits on each card: spending cap, allowed merchant categories, geographic restrictions, and time-based rules. Revoke or freeze any card instantly.
🌍
Multi-Currency Support
Issue cards in multiple currencies to eliminate costly conversion fees when paying foreign vendors or enabling employees in different markets to spend locally.
📱
Real-Time Notifications
Every transaction generates an instant notification with merchant name, amount, and remaining balance — for both cardholders and finance admins.
🧾
Receipt & Expense Matching
Cardholders upload receipts directly from their phone. comFac automatically matches receipts to transactions, reducing time spent on expense reports.
🔗
ERP & Accounting Integration
Sync card transactions directly to QuickBooks, Xero, NetSuite, and other accounting platforms with automated categorization rules.
How It Works

Up and running in four steps

From setup to reconciliation, comFac's virtual card platform streamlines the entire lifecycle.

1
Create a Card Program
Define your card program settings: currencies, global spend policies, approval workflows, and integration preferences.
2
Issue Cards
Generate individual cards for team members, vendors, or use cases — with custom limits and controls applied to each one.
3
Spend & Track
Cardholders spend anywhere Mastercard is accepted. Every transaction appears in your dashboard within seconds.
4
Reconcile Automatically
Monthly close becomes a one-click export. All transactions, receipts, and categorization sync directly to your accounting system.
<10 sec
Cards Issued in Under 10 Seconds
190+
Countries Accepted
Unlimited
Card Issuance
Real-Time
Spend Visibility
Use Cases

Built for every team and every spending scenario

From marketing budgets to vendor payments, comFac virtual cards adapt to how your business spends.

📣
Marketing Teams
Issue project-specific cards with budget caps to eliminate reimbursement workflows and keep campaigns on budget.
  • Per-campaign budget controls
  • Instant card freezing
  • Receipt auto-matching
🌐
Global Operations
Equip remote employees in different countries with locally-denominated cards to reduce FX friction and complexity.
  • Multi-currency card issuance
  • Local spending with no FX markup
  • Centralized admin view
🏭
Vendor Management
Issue single-use virtual cards per vendor for tight control over one-time payments and eliminate over-billing risk.
  • Single-use card generation
  • Auto-expiry after use
  • Audit trail per vendor
FAQ

Frequently asked questions

Everything you need to know about comFac virtual cards.

Ready to take control of
global card spending?

Issue virtual cards instantly and manage all business spending from one platform.

No setup fees Instant card issuance Cancel anytime