comFac's built-in compliance engine handles AML screening, KYC verification, sanctions checking, and regulatory reporting so you can operate globally without building a compliance team from scratch.
Compliance is no longer optional for businesses moving money across borders. Anti-money laundering regulations, know-your-customer requirements, sanctions screening, and local licensing obligations vary by jurisdiction and change constantly. Failing to comply can result in account freezes, heavy fines, or total market exclusion — yet building an in-house compliance function is expensive and slow.
comFac embeds compliance into every transaction automatically. Every payment is screened against global AML watchlists, sanctions databases (OFAC, UN, EU, FATF), and politically exposed persons (PEP) lists in under one second. If a transaction requires additional review, it's flagged and routed to a compliance queue — your team only sees what needs human attention, not thousands of clean transactions.
Our KYC/KYB onboarding module verifies individual and business identities in over 80 countries using official document databases, biometric verification, and global credit bureau data. New customers can be fully verified in under five minutes, while complex cases are escalated to our in-house compliance analysts for review. Regulatory reporting across 60+ jurisdictions is generated automatically, keeping your audit trail complete at all times.
A complete compliance stack — from AML screening to regulatory reporting — embedded in every comFac transaction.
Every transaction is cross-referenced against OFAC, UN Security Council, EU consolidated list, and 200+ global watchlists in under one second — with full audit trail.
Automated identity and business verification in 80+ countries using document OCR, biometric liveness checks, and official registry data. Onboard clean customers in minutes.
Each transaction and counterparty receives a dynamic risk score based on behavioral signals, geographic risk, industry type, and historical patterns — updated in real time.
Automated generation of Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), and other regulatory filings across 60+ jurisdictions — always audit-ready.
Screen customers and counterparties against global Politically Exposed Persons lists and adverse media databases to identify elevated-risk relationships before transacting.
SOC 2 Type II certified, PCI DSS Level 1 compliant, ISO 27001 aligned. All compliance data is encrypted at rest and in transit, with role-based access controls.
Four steps from payment instruction to fully screened, risk-scored, and audit-ready transaction.
Every payment instruction triggers instant AML, sanctions, and PEP screening before funds move — zero manual steps required.
comFac assigns a real-time risk score to the transaction and counterparty, considering dozens of signals from behavior to geography.
Low-risk transactions pass through automatically. Medium-risk items surface in a review queue. High-risk transactions are blocked pending investigation.
All decisions, overrides, and escalations are logged with timestamps and analyst notes for complete regulatory audit readiness.
Whether you're a regulated fintech, a bank, or a global marketplace, comFac's compliance engine adapts to your needs.
Meet FCA, MAS, or FinCEN compliance requirements without building an in-house compliance engineering team.
Augment existing compliance infrastructure with comFac's screening APIs for specific payment flows.
Screen sellers and buyers at onboarding and ongoing transaction monitoring to stay clean across all jurisdictions.
Everything you need to know about the comFac Compliance Engine.